What is Van Warranty? All You Need to Know

by | Mar 29, 2024 | Auto Insurance | 0 comments

Having transport as your private property is a blessing. It is a significant financial investment. If we talk about a specific type of vehicle, perhaps vans, they have multiple benefits. They are not only for personal use; instead, they help you run your business with them. For that reason, having a warranty is very important. It covers all your costs for electric or mechanical problems, which is a massive burden off your shoulders.

What is Van Warranty?

It ensures coverage for labor and parts costs. Your chosen company is responsible for any electrical or mechanical problem. It is set for an agreed-upon timeframe, and each company has its terms and policies.

Types of Van Warranties

Several are the types to be under consideration:

1. Manufacturer’s Warranty

Whenever you buy a new van, it always comes with a warranty that lasts up to two to seven years, depending on the brand and company. You also have the option to renew it annually. However, if you buy a second-hand van from a manufacturer, the warranties will still be with it, but its policies will be different and less beneficial than new ones. 

2. Independent Dealer Warranty

This is handy when you purchase a van from certain dealerships or garages. Although they benefit in many ways, they have shorter expiration time limits than manufacturer warranties.

3. Extended Warranty

As the title says, “extended,” the policy is simple to understand. It helps you prolong the original warranty coverage when it expires, and you can always buy it for additional assurance.

What Do Van Warranties Cover

What Do Van Warranties Cover?

It’s hard to answer that as every insurance company varies in providing benefits to their customers. Some offer more than others; the best warranty company for your van would be if they take responsibility for the following:

  • Van’s braking system
  • Its air conditioner
  • Its fuel system
  • Its suspension and steering machinery
  • Its engine and transmission

What Do Van Warranty Companies Not Cover?

While relying on a particular warranty, remember that most warranties do not cover your vehicle’s exterior or interior damage. You must go to providers with pre-approved workshops to avoid paying for these reparations.

Here are a few conditions under which the warranty is voided:

  • Physical damage in case of accident, impact, or collision
  • Misuse or improper use of vehicle
  • Improper maintenance
  • Installing or replacing parts from unoriginal manufacturer

Ensure you comprehensively understand the terms and conditions outlined by your provider. Acting otherwise will nullify your warranties, which will serve the interest of the warranty provider. Unfortunately, the same cannot be said for you.

What Do I Have to Pay to Get a Reliable Warranty?

You do not need to worry about additional fees when purchasing a new van, which also applies to vans purchased from an independent dealership. However, you will be charged an extra fee if you extend your limit.

Now, suppose you extend your warranty. You will have to make scheduled payments, whether monthly or annually. Good things come at a cost, indeed. The dues you must pay will depend on the model, age, and mileage. Older vans will cost more as they risk causing mechanical or electrical issues and can give high mileage.

As mentioned before, it is difficult to answer which one is cheap and which policy is better than the other, as warranties depend on the shape and quality of your van.

What is an Insured and Uninsured Warranties Product

What is an Insured and Uninsured Warranties Product?

When you consider getting a van, know about insured and uninsured warranties. An insured warranty ensures that customers are entirely guided and provided additional security, whereas an uninsured warranty has a limited approach.

Insured warranties are governed by FCA (Financial Conduct Authority) and FSCS (Financial Services Compensation Scheme). Meanwhile, non-insured individuals are regulated by the MOB (Motor Ombudsman Body).

Why is Van Insurance Important?

We discussed the perks of having warranties for the van, but remember its insurance. To guarantee that your company fully covers your expenses, you need to first be concerned about your van insurance. You need insurance that is suitable according to your requirements and your peace of mind. 


If you like living on the edge, perhaps a warranty isn’t the best option. But if you want to play safe and avoid bumps down the road, the best course of action is to get one and the right one.

Patience Noah

Patience Noah migrated to the United states in 2003 after the Liberian Civil War. She attended the University of Massachusetts Dartmouth and got her B.A in Marketing. After graduating college in 2013, she started her career in the insurance industry cold calling.

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